PRIVACY POLICY
Last Updated: June 2026
01. INFORMATION WE COLLECT
To provide our financing services, we collect various types of information:
- Personal Identifiers: Name, address, email, phone number, and Social Security Number.
- Financial Data: Annual income, employment status, and bank account information for repayments.
- Vehicle Information: Year, make, model, and trim of the vehicle you are building.
- Verification Documents: Government-issued ID and proof of residence.
- Device Data: IP address, browser type, and interaction data with our platform.
02. HOW WE USE YOUR INFORMATION
Your data is used primarily to:
- Evaluate your financing application and determine creditworthiness.
- Facilitate credit inquiries with major credit bureaus.
- Process payments and manage your loan account.
- Communicate important updates regarding your build and financing status.
- Prevent fraud and ensure the security of our platform.
03. HOW WE SHARE INFORMATION
We share your information only as necessary to provide our services:
- Financial Partners: Lending institutions that help fund your performance packages.
- Suppliers & Shops: Partners like Wheel Pros or local installers to coordinate delivery and fitment.
- Credit Bureaus: To report payment history as required by law.
- Service Providers: Payment processors (Stripe) and identity verification services.
04. DATA SECURITY
We implement industry-standard security measures, including 256-bit encryption and secure socket layers (SSL), to protect your sensitive data. Your Social Security Number and financial data are stored in highly restricted environments.
05. COOKIES & TRACKING
We use cookies to enhance your experience, remember your fitment tool preferences, and analyze site traffic. You can manage cookie preferences through your browser settings, though some features of our platform may become unavailable.
06. YOUR RIGHTS
Depending on your location, you may have the right to access, correct, or delete your personal information. You may also opt-out of marketing communications at any time. To exercise these rights, please contact our privacy team.
07. CHILDREN'S PRIVACY
Our services are intended for individuals 18 years of age or older. We do not knowingly collect or solicit data from anyone under the age of 13.
08. CHANGES TO THIS POLICY
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the new policy on this page and updating the "Last Updated" date.
09. CONTACT
If you have any questions or concerns about our privacy practices, please reach out to us at:
hello@torquefi.com
